Monzo - Mobile Banking 5.71.0

Join over 7 million customers who rely on Monzo for their personal banking needs. Monzo offers a smart and efficient way to manage your finances, providing you with the confidence to see, save, and spend your money responsibly.

With Monzo, you have the flexibility to choose between individual and joint accounts, allowing you to manage your money independently or as part of a team. Plus, when you set up Direct Deposit, you can get paid up to two days early.

When it comes to support, Monzo's award-winning team is available 24/7 to provide you with real-time assistance. You can feel confident knowing that help is always just a call away.

Monzo helps you gain a comprehensive view of your financial life by allowing you to link all your accounts from various providers. With the Trends feature, you can easily manage and track your checking, savings, certificates of deposit, and credit cards all in one place.

Save effortlessly with Monzo's Pots feature. Whether you're saving for monthly expenses or specific goals, Pots enables you to allocate funds accordingly. Additionally, Salary Sorter automatically sets aside money from each paycheck to ensure you're saving enough. And if you want to save even faster, you can enable Round Up Payments to automatically transfer spare change into a designated Pot.

With Monzo, budgeting becomes less overwhelming as you can focus on enjoying life rather than constantly monitoring your spending. The card provides real-time balances and spending updates, so you always know exactly how much is left-to-spend. Plus, instant notifications keep you informed about every transaction.

Say goodbye to unnecessary fees with Monzo. There are no charges for card spending or overdrafts. Additionally, when you use your card abroad, Monzo does not mark up the exchange rate.

Sending and receiving money is hassle-free with Monzo, as there are no transfer fees. You can quickly and securely pay or request payments, giving you instant access to your money.

Monzo helps you stay in control of your card by allowing you to freeze it within the app if it gets lost or stolen. And if you find it again, simply defrost it.

When traveling, Monzo ensures worry-free usage of your card. It can be used anywhere, in any currency, without any additional fees. Whether you prefer using the hot coral debit card or Apple Pay, Monzo is accepted worldwide.

Your money is seriously secure with Monzo. The FDIC protects the funds in your Monzo account up to $250,000, providing you with peace of mind. Additionally, Monzo's anti-fraud systems work diligently to keep your money safe without causing any inconvenience to you. You can further enhance the security of your account using Touch ID, Face ID, fingerprint, or a PIN.